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Central New Jersey Bankruptcy, Mortgage and Student Loan Lawyer

Law Firm in Freehold New Jersey Serving Monmouth, Ocean, Mercer, Burlington, Somerset, Hunterdon Counties and all of New Jersey.
Opening at 9:00 AM tomorrow
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Before the COVID-19 emergency, there were two ways to delay with past due mortgage payments that did not necessarily involve bankruptcy. One: mortgage modification, where the borrower and lender agree to change the terms of the mortgage permanently to allow the borrower to get current on the past...

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Check out our post about Mortgage Forbearance! Does your mortgage servicer offer forbearance? What do you need to do? What do you need to know? What does it involve?

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What is a Bankruptcy Petition?

A Bankruptcy Petition is the document filed by the debtor (filer) to initiate a bankruptcy case.

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What is a bankruptcy discharge?
A bankruptcy discharge, also known as a discharge in bankruptcy, refers to a permanent court order that releases a debtor from personal liability for certain types of debts. It is sometimes referred to simply as a discharge and comes at the end of a bankruptcy. Aft...

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a month ago
Mr. Hanratty and his staff are exceptional. They answer any questions you may have and also dont sugar coat the answers. They deal in facts which I like and they will research and go above and beyond to get the answers. I like the fact that they were able to put me very much at ease with the process. Which can be very stressful. They always make it look easy. Thank you and I highly recommend this firm.
- Peter C
3 months ago
This law office of Edward Hanratty is very helpful. They provided excellent service and attention to all details.
- Lettna M
11 months ago
I am so grateful for Mr. Hanratty and his assistant Arely. I started an adversary proceeding in 2018 because I had over $300,000 in student loan debt. An amount that I would have never thought my one degree would eventually cost me 11 years after graduating. I did not realize how stressful it would be to do such a thing on my own. I spoke with Mr. Hanratty and he discussed much of what I could expect when seeking discharge of student loans. He wasn't wrong. It's time consuming and stressful. Luckily he has been handling everything and has been on top of answering my many questions. Mr. Hanratty is knowledgeable, understanding, and (in my case) can see when something can be done to provide relief. Mr. Hanratty has not backed down in handling this matter. He has been transparent and responsive. I am truly grateful to have met him and am glad that I have him to help me in getting through what I thought would forever be a hopeless situation. Thank you Mr. Hanratty!!
- Courtney M

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  • (732) 866-6655


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80 Court Street
Freehold, New Jersey 07728
United States

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 5:00 PM
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